The system is inspired by successful launch of real products — we`re not in the list of companies that have created service without a personal experience.
A proven record of success
The project was launched in May 2016
Top 3 MFO (sort code) in Ukraine in terms of volume of issued loans
Increased the number of site deliveries 10 times over the past year
140.000 unique issued loans
Data Similarweb
Functional and simple to use
The system includes only necessary functions, so you`ll simply launch a project in 60 days. If considered neccessary, you`ll expand the function list, the system versatility allows to do that.
Complete automatization of getting a loan and loan repayment processes
The dual frontend \ backend structure implies integration with external services and API: ATMs, credit bureaux, CPA networks, etc.
System operation algorithm
Leadgeneration
customer acquisition
Registration
creating a form
New application
Scoring
system parametres evaluation
Verification
processing an application
Active application
amortization expectations
Collection
working with arrears
Black list
remission of debt or sale of debt
Questionnaire
Documents
Personal profile
Card verification
Agreement acceptance
Loan amortization
amortization
amortization
System architecture
Antifraud system
Front-End Mycredit
Borrower`s personal account Bonus program Badge system Loan calculator
The payment gateway
Сredit bureau х3
Back-End Mycore
Borrower`s form Decision-making system
Loan remittance Prolongation, restructurisation
The payment gateway
SMS/Email
Score Al
API
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Функциональная и простая в пользовании
Полная автоматизация процесса получения и погашения займов
Registration
A comfortable process for gathering information about the borrower. Form and documents.
Antifraud
Keeps risks to a minimum analyzing the client`s behaviour when filling the data.
For example, whether the fields are filled with a normal speed, which country has the user come from, etc.
Scoring
Decisions-making mechanism, which works on the basis of computer-assisted learning and artificial intelligence.
It has been worked out in more than 100.000 loans.
Credit bureau
Works with credit reference bureau.
Application verification
Subsystem is responsible for the process of application processing by staff service.
Loan issue and amortization
Performs financial operations. Profits, penal fines, work with ATMs Platon, iPay.
Collection
Permits to set up parameters for each collector in the system.
Notifications
SMS notifications, emails letters and autoredials.
Loyalty system
Offers bonuses for long-term customers. Attracts and holds clients with gamification.
Logging
Helps to onitor the user`s actions on the website and pass data in an understandable way.
The program includes subsystems, each can be adapted to your requirements and business processes.
Set the system for your business
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The key modules of the system are described above:
Leave an application and we`ll send you presentation to get to know with the system in detail.